I am 55 yrs old & divorced - I have been almost all of my life. I raised two children on my own. I have always been able to get by. But, I foolishly fell for and married a silver-tongued devil whom I divorced in 2005 after 3 years of marriage. This left me in an extreme financial crisis that I don't know how to get out of. Plus, I have two ARM mortgages on a house financed 100% (not the best advice I've ever received). I must refinance because the rates keep adjusting. My family has had nothing to do with me since I got pregnant by my fiance at age 18. I was disowned. I suffer from chronic major depression, social anxiety disorder, etc. I stay at home all the time b/c I have no money & feel that anyone who sees me will be thinking what a no good slut looser I am. I am not. I am a true Christian. I need help financially. I have been estranged from my family since 1970. I am old & have maladys that get me down. I go in this downward spiral and it can take weeks to turn my head around a little. I am not a slacker. I don't make much money.... I have had 3 breakdowns in the past 2 1/2 years. Please help me. I can't take these feelings of worthlessness & being no good. I am good. I just need help at this time in my life. Holy Father in heaven, please hear my prayer. I pray that you will lay it upon the hearts of all who read this message and help will be given to me. You are my great and awesome Lord. I know you can answer this prayer and I call upon you now, as you say in your word, to answer it. In Jesus' name I pray, Amen. God bless all of you who read this and those who don't. We all need blessings in our lives. With best regards and a sincere heart, Janjan